Momentum Business Checking

GET $300
for your new account

Give your growing business the momentum it needs with a complete suite of essential banking tools.

Open in Banking Center


Momentum Business Checking

Get $300
for your new account

Give your growing business the momentum it needs with a complete suite of essential banking tools.

Open in Banking Center


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Here's how to earn $300

Here's how to
earn $300

1

Open a new Momentum Business Checking Account at any MidFirst banking center.

2

Maintain 
a $7,500 average monthly balance.

3

Your $300 
will be deposited within 110 days.

1

Open a new Momentum Business Checking Account at any MidFirst banking center.

2

Maintain a $7,500 average monthly balance.

3

Your $300 will be deposited within 110 days.

Open in Banking Center

Take advantage of any or all of these additional offers to enhance your new Momentum Business Checking account

Business Credit Card — earn up to 5x points on qualifying business-related purchases*

$250 rebate when opening a new merchant account and settling to a MidFirst Bank account**

$250 underwriting fee waived for a qualifying business loan**

Free Remote Deposit Capture with free Single Feed Scanner**

Business Online Payroll**

Take advantage of any or all of these additional offers to enhance your new Momentum Business Checking account

Business Credit Card — earn up to 5x points on qualifying business-related purchases*

$250 rebate when opening a new merchant account and settling to a MidFirst Bank account**

$250 underwriting fee waived for a qualifying business loan**

Free Remote Deposit Capture with free Single Feed Scanner**

Business Online Payroll**

Our Essential Banking Tools

Business Online Banking and Bill Pay

Business Mobile Deposit

Three Free Outgoing Domestic Wires*

Up to 300 Transactions Per Month

Zelle® for Your Business

Business Visa® Debit Card

First Order of Checks Valued up to $200

eStatements

Quickbooks® Connection

Our Strength Sets Us Apart

The nation's largest privately owned bank

More than $42 billion in assets

Serves more than one million accounts

What Our Customers Say

“I have all of my business and personal accounts here. I love that everyone there knows you and treats you with respect and friendship."

"The people are very friendly and knowledgeable about different accounts and rates. Very helpful in getting the best situation for me."

"My husband and I started our account 5 years ago when we opened our business and the customer service has been amazing."

"Superior customer service. If you want to be treated with respect, this is where you need to do business. What an amazing group of people they have."

What Our Customers Say

“I have all of my business and personal accounts here. I love that everyone there knows you and treats you with respect and friendship."

"The people are very friendly and knowledgeable about different accounts and rates. Very helpful in getting the best situation for me."

"My husband and I started our account 5 years ago when we opened our business and the customer service has been amazing."

"Superior customer service. If you want to be treated with respect, this is where you need to do business. What an amazing group of people they have."

Open in Banking Center

Mobile Deposit is available via the MidFirst Bank mobile app for lower volume, on-the-go check deposits. Remote Deposit Capture is designed for higher volume deposits that use a desktop scanner.

A MidFirst Bank Treasury Management Officer will guide you through product selection, pricing and implementation.

Yes, a minimum average monthly balance of $7,500 is required to waive the monthly fee.

Sole proprietors, freelancers, home-based businesses, startups and businesses with few or no employees, to name a few.

$10,000 daily limit

Disclosure


*Offer Information: New Momentum Business Checking customers may qualify for $300 by opening a Momentum Business Checking account and meeting certain requirements. To receive $300, the new qualifying account must be opened in Arizona, Oklahoma or Texas between 6/1/2026 and 12/31/2026 AND maintain an average ledger balance of at least $7,500 during the first 90 days. This offer is subject to change without notice and not valid with any other business checking, savings or money market offers. Limited to one promotional account per business relationship with no existing or previous MidFirst business checking account, and meeting offer requirements. Promotion offer not available to those whose MidFirst Bank accounts have been closed at any time with a negative balance. Account must remain open, active and in good standing at the time of account credit. Accounts closed within 90 days of opening may be subject to an account closing fee and will forfeit amount equal to the offer value. Qualifying account will receive promotional credit within 110 days from account opening. Account credits are considered interest and will be reported on IRS Form 1099-INT or applicable tax form. Account and related services are subject to the standard pricing per the Fee Schedules for Business and Commercial Checking Accounts, and Treasury Management and Online Banking Services. Additional fees may apply.

Business Credit Card Rewards: See the MidFirst Business Enhanced Rewards Program Terms and Conditions Summary in the Business Credit Card Application Disclosure for details, specific restrictions, limitations and other terms and conditions that are subject to change. Your company will earn five points per $1 spent on qualifying business expenses and two points per $1 spent on gas and dining for the first $25,000 spent in each category per calendar year. Points will be earned at one point per $1 for net purchases greater than $25,000 in each category.

**Additional terms, conditions, and restrictions may apply after opening a Momentum Business Checking account. Please contact a Treasury Management Officer for complete details.