Boost Checking

Banking anywhere, anytime.

It's easy to earn a higher rate on balances up to $20,000 with Boost Checking. Simply complete the following each month and enjoy smart banking with benefits:

15 debit card purchase transactions
One direct deposit or online bill payment

Additional account features:

$10 monthly service charge
- Waived with $250 in monthly direct deposits OR $500 average daily balance
Free online and mobile banking*
Free Bill Pay and eStatements*
Get paid up to two days early with Early Pay*
0.50% loan rate discount available for consumer loans with auto-debit from any MidFirst account*

Part of our Boost Banking accounts. Open a Boost Savings account to complete your Boost package.

Schedule an Appointment

Call 888.MIDFIRST (888.643.3477) for personalized assistance.

Account Agreement & Management Tips

Disclosure

*Boost Checking: Earn a higher rate when the following requirements are met during each statement cycle: 1) Complete ONE online bill payment through Personal Online Banking OR have ONE direct deposit posted to Boost Checking account AND 2) Complete 15 debit card purchase transactions. ATM transactions are not eligible. APY is subject to change without notice. Fees may reduce earnings. A $10 monthly service charge is waived if monthly direct deposits total $250 or more OR by maintaining an average daily balance of $500 or more in account. Offer is not available with any other APY checking increases or promotional checking APYs. No minimum deposit balance required to open account in a banking center. $100 minimum deposit balance required to open account online. Please see account disclosure and fee schedule for additional information, including applicable fees.

Paper Statement: $4 monthly fee applies when paper is selected.

Online and Mobile Services: Services offered are subject to their respective terms and conditions and availability may vary by device.

Early Pay: Requires eligible direct deposit to your MidFirst consumer account. Direct deposits eligible for Early Pay include transactions that MidFirst can reasonably determine as employment compensation or government benefit or tax payments. When a payer, such as an employer, submits payment files to MidFirst before the scheduled payment date, MidFirst may generally make funds available up to two days earlier than the scheduled payment date. Timing of access to these funds is dependent on the payer’s payment instructions, how the transaction is coded, and the timing of submission of payment files to MidFirst from the payer. Timing of available funds may vary between payment periods. MidFirst does not guarantee that you will receive early access to eligible direct deposits. You should confirm your Available Balance before attempting to make a withdrawal or purchase. Nonpayroll and non-tax payments may not be available for Early Pay. We may cancel Early Pay at any time and without notice. You may cancel Early Pay at any time by contacting your MidFirst personal banker or by calling us at 888.MIDFIRST (888.643.3477). Early Pay is not available for MidFirst payroll direct deposits to MidFirst Bank accounts. New accounts must be opened for 30 days to be eligible for Early Pay.

Automatic Debit Discount: A 0.50% discount is available for customers setting up an automatic debit for a MidFirst consumer loan from any MidFirst account. In the event the automatic debit is discontinued from the customer’s MidFirst account, the original loan rate will be reinstated effective immediately upon automatic debit discontinuation.