Request Consumer Cardholder Agreement & Account Terms

The cardholder agreements below provide general terms, interest rates and fee information as of June 30, 2026.


MidFirst Bank Cardholder Agreements

MidFirst Bank Rewards Credit Card 

MidFirst Bank Platinum Credit Card 

MidFirst Bank Secured Credit Card 

MidFirst Private Bank Credit Card 


MidFirst Bank California Market (formerly known as 1st Century Bank)

MidFirst Bank CA Signature Rewards Credit Card 

MidFirst Bank CA Secured Credit Card


For existing cardholders: to request a copy of your cardholder agreements and terms, please submit the form below or call us at 866.762.0492.

Cardholder Agreement Request Form