Lines of Credit for Working Capital
What Is a Line of Credit for Working Capital?
A line of credit for working capital gives your business access to funds whenever you need them. This flexible solution is designed to help you manage short-term cash flow concerns, cover unexpected expenses and invest in growth opportunities.
Key Features
- 36-month maturity — principal due or renewable
- Interest-only payments due monthly
- Secured by business assets, accounts receivable and inventory
- Unsecured and real estate secured options available
- No additional paperwork required for advance requests
How It Works
Our lines of credit are tailored for simplicity and speed. You can request an advance without extra paperwork, making it easy to access funds quickly. Choose between options secured by your business assets or unsecured and real estate secured lines, depending on your needs.
Pricing & Fees
- Variable rate tied to prime — determined by your line amount and relationship
- $250 underwriting fee
- $250 annual line fee
- Customary recording fees apply
Why Choose Us?
Our working capital lines of credit let you focus on your business, not your paperwork. Enjoy flexible repayments, simple advance requests and transparent pricing. Keep your operations running smoothly and take advantage of new opportunities as they arise.
Get Started Today
Ready to empower your business with convenient, flexible financing? Contact our team to learn more and see how a line of credit can support your working capital needs and drive your business forward.